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… federal student loan.  Loans are serious legal obligations. They must be repaid. You are obligated to repay the principal plus interest. We urge all first-time borrowers to spend time learning about the loan process and their responsibilities so … your award will be held in reserve for up to three years until you transfer to a bachelor’s degree program.  Cal Grant B  Provides subsistence payments for new recipients in the amount of $1,648 for a full-time, full year award. Payments are … enrollment for each payment period.  Cal Grant B recipients who transfer to a tuition/fee-charging school after completing one or two years at a community college may have their grant increased to include tuition and fees as well as subsistence.  …

… of costs of tuition and fees, room and board, supplies, personal and miscellaneous expenses, childcare, etc., plus the student's assets, parental contribution, other financial aid (such as scholarships). Knowledge of what elements …