… started college yet, there are ways you can save time and money, as well as maximize your options before you begin: Apply for Financial Aid – Completing the FAFSA (Free Application for Federal Student Aid) or CADAA (California Dream Act Application) is your first step to finding out if you … and on-campus work-study that offer you money towards your college education, most of which you don’t have to pay back! Apply for Scholarships – Here is a frequently untapped resource where millions of scholarship dollars go unused each year …