… includes the consideration of costs of tuition and fees, room and board, supplies, personal and miscellaneous expenses, childcare, etc., plus the student's assets, parental contribution, other financial aid (such as scholarships). Knowledge of … aid programs awarded in the student's aid award offer. If a student feels he/she has special or unusual circumstances that do not reflect their current situation, a request for reconsideration may be requested. An explanation of the portion of financial aid the student received that must be repaid and what portion is grant aid or work study and does not need to be repaid. If the aid is a loan, the …